Email Terms and Conditions

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Zen Capital Management Pty Ltd
Suite 3, Level 4
51 Rawson Street
Epping NSW 2121
Australia

P: +612 8005 2308
M: +61 414 419 396
E: gregory.carroll@zencm.com
Skype: Zen.Capital.Management
W: www.zencm.com

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This email is send by Zen Capital Management Pty Ltd (ABN 54 155 802 261, AFSL No. 418735). The information contained in and accompanying this communication may be confidential, subject to legal privilege, or otherwise protected from disclosure, and is intended solely for the use of the intended recipient(s). If you are not the intended recipient of this communication, please delete and destroy all copies in your possession, notify the sender that you have received this communication in error, and note that any review or dissemination of, or the taking of any action in reliance on, this communication is expressly prohibited. E-mail messages may contain computer viruses or other defects, may not be accurately replicated on other systems, or may be intercepted, deleted or interfered with without the knowledge of the sender or the intended recipient. To the extent permitted by law Zen Capital Management makes no warranties, and expressly disclaims any liability, in relation to the contents of this message. Zen Capital Management reserves the right to intercept and monitor the content of e-mail messages to and from its systems.

This email may contain general advice. General advice is prepared without taking into account your objectives, financial situation or needs, and because of this, you should, before acting on the general advice, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs, and consider any Private Placement Memorandum relating to the particular financial product. To the extent this email contains personal advice, we have relied on information you have provided to us regarding your relevant personal circumstances, including your investment objectives, financial situation and particular needs. You acknowledge that if you have not provided this information to us, or the information that you have provided is inaccurate or incomplete, then any personal advice that may be provided may be based on incomplete or inaccurate information, and therefore you should consider the appropriateness of the advice, having regard to your relevant personal circumstances before acting on the advice.

Zen Capital Management Pty Ltd does not render advice on tax and tax accounting matters to clients. This communication was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under income tax laws. Investors should consult their own legal, tax investment or other advisors, at both the onset of any transaction and on an ongoing basis to determine the laws and analyses applicable to their specific circumstances.

Unless stated otherwise, any performance data quoted represents past performance. Past performance is not indicative of future returns. No representation or warranty is made that any returns indicated will be achieved. Certain assumptions may have been made in this analysis which have resulted in any returns detailed herein. Transaction costs (such as commissions) are not included in the calculation of returns. Changes to the assumptions may have a material impact on any returns detailed. Potential investors should be aware that certain legal, accounting and tax restrictions, margin requirements, commissions and other transaction costs and changes to the assumptions set forth herein may significantly affect the economic consequences of the transactions discussed herein.